Art of Drafting # Business Writing.

Posted on Leave a commentPosted in Communication, Creativity, Negotiation

Business writing is an essential tool, every one should master. We are not taught, neither we have to take classes on creative writing. Any one, who has slight knowledge of post qualification classes like GMCS – for CA Student knows pretty well its efficacy. Pun intended.Only after we progress a while, we start to learn, how to be precise in expressing our thoughts, unfortunately advent of Email and social media have diminished the real writing. Those, who occupy a position of prominence or aspire to be one, always grapples with the question. The answer lies in constructing your thoughts seamlessly and more particularly, observe the good drafting.


If you are not aware about who Taylor Swift is, she is a music sensation in USA and already worth in excess of US $ 200 millions. She is just 25 and possess the power to command an attention from giants like Apple. If you don’t know, she withdrew her music from Spotify, claiming poor royalty issue. But, when it comes to Apple. They are Giants and no one can take on them. Not until, you read her post on tumbler.


While threatening to withdraw her Album from Apple Music, she cajoled them into conceding to her demand. After reading her post, Apple did announced that they will be making changes in their royalty policy. Its not everyday, Apple decided to change or admit their mistake.


The beauty of the post can also be viewed from negotiation point. How, without actually threatening, one can put across point. Without using strong or harsh word, how in the most artistic way, using clever adjective, while admiring the Apple, an argument can be advanced against very behemoth, she tries to admonish.


Above all, it also requires courage to go out and speak her mind.


For a student, who inclines to learn craft of clever writing, reading of post is recommended.


RBI Governor – Dr Raghuram Rajan – World may exeprience Great Depression of 1930 – Again

Posted on Leave a commentPosted in Economics

Dr. Rajan is credited with predicting the economic crisis of 2008. Actually, in the year 2005, while presenting a paper title “Has Financial Developments have made world Riskier?” to the NBER – USA, he was categoric in stating.

Developments in the financial sector have led to an expansion in its ability to spread risks. The increase in the risk bearing capacity of economies, as well as in actual risk taking, has led to a range of financial transactions that hitherto were not possible, and has created much greater access to finance for firms and households. On net, this has made the world much better off. Concurrently, however, we have also seen the emergence of a whole range of intermediaries, whose size and appetite for risk may expand over the cycle. Not only can these intermediaries accentuate real fluctuations, they can also leave themselves exposed to certain small probability risks that their own collective behavior makes more likely. As a result, under some conditions, economies may be more exposed to financial-sector-induced turmoil than in the past. The paper discusses the implications for monetary policy and prudential supervision. In particular, it suggests market-friendly policies that would reduce the incentive of intermediary managers to take excessive risk.

He concluded his paper by stating.

We also need to continue improving the intrinsic flexibility of our economies, so as to better ride out the downturns that, almost inevitably, will occur.

If you are interested, you may find entire research paper in pdf here.

Yesterday, while giving a speech to the London Business School, he reiterated the fears for Global Economy.

He believes that excessive monetary policy intervention and quantitative easing by the Central Banker would weaken their balance sheet and thus we need to redefine the Rules of the Games to regulate the action by the Central Bankers. To me, it means, if every one continues to print the money, without considering the intrinsic value, as if, we are living in isolated world, and economies are uncoupled, the action by Central Bankers would bring in the Depression itself.

You may read story on International Business Times.

50 Intelligent Quotes – Compiled by Travis Bradberry – Linkedin Influencer

Posted on Leave a commentPosted in Quote

Usual Quotes. Beyond first 3 quote, you will find interesting, inspirational, thought provoking, challenging quotes..Read thru, if you have time. You may also follow him on LinkedIn.

  1. Nothing is impossible, the word itself says “I’m possible”! —Audrey Hepburn
  2. I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel. —Maya Angelou
  3. Whether you think you can or you think you can’t, you’re right. —Henry Ford
  4. Perfection is not attainable, but if we chase perfection we can catch excellence. —Vince Lombardi
  5. Life is 10% what happens to me and 90% of how I react to it. —Charles Swindoll
  6. If you look at what you have in life, you’ll always have more. If you look at what you don’t have in life, you’ll never have enough. —Oprah Winfrey
  7. Remember no one can make you feel inferior without your consent. —Eleanor Roosevelt
  8. I can’t change the direction of the wind, but I can adjust my sails to always reach my destination. —Jimmy Dean
  9. Believe you can and you’re halfway there. —Theodore Roosevelt
  10. To handle yourself, use your head; to handle others, use your heart. —Eleanor Roosevelt
  11. Too many of us are not living our dreams because we are living our fears. —Les Brown
  12. Do or do not. There is no try. —Yoda
  13. Whatever the mind of man can conceive and believe, it can achieve. —Napoleon Hill
  14. Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do, so throw off the bowlines, sail away from safe harbor, catch the trade winds in your sails. Explore, Dream, Discover. —Mark Twain
  15. I’ve missed more than 9000 shots in my career. I’ve lost almost 300 games. 26 times I’ve been trusted to take the game winning shot and missed. I’ve failed over and over and over again in my life. And that is why I succeed. —Michael Jordan
  16. Strive not to be a success, but rather to be of value. —Albert Einstein
  17. I am not a product of my circumstances. I am a product of my decisions. —Stephen Covey
  18. When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. —Henry Ford
  19. The most common way people give up their power is by thinking they don’t have any. —Alice Walker
  20. The most difficult thing is the decision to act, the rest is merely tenacity. —Amelia Earhart
  21. It is during our darkest moments that we must focus to see the light. —Aristotle Onassis
  22. Don’t judge each day by the harvest you reap but by the seeds that you plant. —Robert Louis Stevenson
  23. The only way to do great work is to love what you do. —Steve Jobs
  24. Change your thoughts and you change your world. —Norman Vincent Peale
  25. The question isn’t who is going to let me; it’s who is going to stop me. —Ayn Rand
  26. If you hear a voice within you say “you cannot paint,” then by all means paint and that voice will be silenced. —Vincent Van Gogh
  27. Build your own dreams, or someone else will hire you to build theirs. —Farrah Gray
  28. Remember that not getting what you want is sometimes a wonderful stroke of luck. —Dalai Lama
  29. You can’t use up creativity. The more you use, the more you have. —Maya Angelou
  30. I have learned over the years that when one’s mind is made up, this diminishes fear. —Rosa Parks
  31. I would rather die of passion than of boredom. —Vincent van Gogh
  32. A truly rich man is one whose children run into his arms when his hands are empty. —Unknown
  33. A person who never made a mistake never tried anything new.——Albert Einstein
  34. What’s money? A man is a success if he gets up in the morning and goes to bed at night and in between does what he wants to do. —Bob Dylan
  35. I have been impressed with the urgency of doing. Knowing is not enough; we must apply. Being willing is not enough; we must do. —Leonardo da Vinci
  36. If you want to lift yourself up, lift up someone else. —Booker T. Washington
  37. Limitations live only in our minds. But if we use our imaginations, our possibilities become limitless. —Jamie Paolinetti
  38. If you’re offered a seat on a rocket ship, don’t ask what seat! Just get on. —Sheryl Sandberg
  39. Certain things catch your eye, but pursue only those that capture the heart. —Ancient Indian Proverb
  40. When one door of happiness closes, another opens, but often we look so long at the closed door that we do not see the one that has been opened for us. —Helen Keller
  41. Everything has beauty, but not everyone can see. —Confucius
  42. How wonderful it is that nobody need wait a single moment before starting to improve the world. —Anne Frank
  43. When I was 5 years old, my mother always told me that happiness was the key to life. When I went to school, they asked me what I wanted to be when I grew up. I wrote down “happy”. They told me I didn’t understand the assignment, and I told them they didn’t understand life. —John Lennon
  44. The only person you are destined to become is the person you decide to be. —Ralph Waldo Emerson
  45. We can’t help everyone, but everyone can help someone. —Ronald Reagan
  46. Everything you’ve ever wanted is on the other side of fear. —George Addair
  47. We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light. —Plato
  48. Nothing will work unless you do. —Maya Angelou
  49. I alone cannot change the world, but I can cast a stone across the water to create many ripples. —Mother Teresa
  50. What we achieve inwardly will change outer reality. —Plutarch


Posted on Leave a commentPosted in Parenting

Nice Blog post from Leo Babauta on Fathers Day.

It’s nearly Father’s Day, and that always causes me to reflect on what kind of father I am. I think I’m pretty decent, though I’m not where I’d like to be.

The good things I do: I try to inspire my kids, I do projects with them like programming and chess and website building, I read to the younger ones, I do outdoor things with them, I teach them about responsibility and compassion, I try to set a good example for them.

But there’s always more I can do, always. Actually, it’s not that I can do more, it’s that I can be with them in a different way.

This is the father I aspire to be:

I want to drop my expectations of them, and be more accepting of who they already are.

I want to be less controlling, and let them be.

I want to be less strict, and just be with them.

I want my actions around them to be less driven by fears, and to let them make more mistakes and have more freedom.

I want to be less focused on their future selves, and more grateful for their present selves.

I want to be the example for them: to be happy, inspired, mindful, peaceful, loving, accepting, grateful.

In the end, I will never be the perfect parent. I aspire to be better, but I will never reach that ideal state. I still think the aspiration is a worthy activity, if only because it causes me to reflect on my actions and see if they’re aligned with my best values.

In the end, it won’t matter if I’m perfect as a dad. It will only matter if I am there for them, and if I love them, which I do with all of the depths of my heart.

1,2 …..4 Rule of Presentation

Posted on Leave a commentPosted in Interesting Idea


We generally do make presentation every day. No one can escape from the drudgery of making presentation. If you are Boss, Leader, Middle level manager, I am sure you are making presentation every day. Death by Power Point (‘PPT’) is known acronym. So do you agree. “Presentation is integral part of your daily life?’

I am sure you don’t, why?

Because, I just primed you. Presentation to your mind reflects only PPT (Power Point Presentation) or Prezi etc. But did I say, I am talking about Electronic/Digital Presentation, you just simply assumed. Because of image, when in last line, I wrote Power Point, you completely believed that I am talking about PPT and you are about to dismiss the whole Idea. Hold On.

Presentation with its grammatical variations means;

“a speech or talk in which a new product, idea, or piece of work is shown and explained to an audience: a sales presentation.

the manner or style in which something is given, offered, or displayed: the presentation of foods is designed to stimulate your appetite.”

In business world, it has attained too a generic meaning. When I write a blog entry, or pitch my idea to my team or making a sale deal or negotiate, all I am doing is presentation.

Now, How would you make it Interesting. I just stumbled upon interesting idea.

Fundamental rules is to brake monotony, rhythm or routinness. Comedians or standup artist bring an element of surprise to make us laugh. That vividness, makes joke memorable. Comedian Rajiv Satyal explains, Good presenters use the “1, 2… 4! rule” of comedy to keep things interesting:




They look like they’re about to establish a pattern but then break it just when it’s about to become one. In this example, you think I’m counting but, when you hear “4,” you realize I was doubling the numbers. It makes sense in retrospect. (But they’re not 1, 2, 7! That would just be random.) Jokes work due to the element of surprise. Too many business presentations are stuff people already know (1, 2… 3!) or stuff people don’t know what to do with (1, 2… 7!). Give ‘em something both memorable and fun.

The rule is adopted by Comedian, to make Jokes interesting. Its surprise element that makes an idea Sticky. Makes your presentation memorable and Fun.

I hope I just succeeded in doing it.

Thoughts on Statement by Defence Minister

Posted on Leave a commentPosted in Opinion

Yesterday, our Defence Minister made a statement; “Because War has not happened, the image of our Soldiers have taken beating in the eyes of Common People”. This also means that we do not respect our soldiers as much we would have done, if there was a War. I do not know any other meaning or I desist from speculating, ergo, my thoughts are on the precise meaning outlined above.

I do not know the reasons behind the statement or still have to wait, till such time its twisted and interpreted out of the context. But to me it sounds truism.

Gratitude, we as society do not believe in it, neither human psychology consider it as a trait. Hardly, we are thankful for our good health, and our confirmation bias makes us think that our success is the result of our hard work/talent etc. and does not consider it to be a random luck, and be grateful to our circumstances.

This is a sorry state of affairs in our Society. We do not consider our Soldiers as some one who is willing to sacrifice life on the line of Duty, but mostly as an employee of Government of India, who choose to be a soldier. So, if they die fighting terrorist, they paid ultimate price, And for us, its Choice they have made and we do not feel sympathy or empathy. We as a society is becoming so insensitive, that lost lives becomes a statistics.

Yet, when our special force strike back in Myanmar, we rejoice, talk about leadership, bravado, thumping our chaste, claiming a victory over terrorist, unfortunately, forgetting the soldiers who lost lives in first place.

Such is a 24 X 7 Media circus. We consider to be an opinionated society, driven not by objectivity, facts, principles but by what is marketed to us or feed into our conscious. We have lost free will, independent thinking.

Do we really feel proud to be an India. I doubt, not, unless Terrorist Attack or Our Enemy strike at us, forcing us into huddle, like a scared animal.

Self Renewal – By John Gardner

Posted on Leave a commentPosted in Meaning of Life

For any one grappling with question of Self Renewal and/or searching for meaning of life, the article by John Gardner is worth reading. Personally to me, by far the best I have come across in recent time. Author deals with the question of self renewal, as in, what to do at certain stage of your life/career, and finally ends with these beautiful lines on meaning of life. Some where both questions inter mingles.

“Meaning is not something you stumble across, like the answer to a riddle or the prize in a treasure hunt. Meaning is something you build into your life. You build it out of your own past, out of your affections and loyalties, out of the experience of humankind as it is passed on to you, out of your own talent and understanding, out of the things you believe in, out of the things and people you love, out of the values for which you are willing to sacrifice something. The ingredients are there. You are the only one who can put them together into that unique pattern that will be your life. Let it be a life that has dignity and meaning for you. If it does, then the particular balance of success or failure is of less account.”

Article is long and may requires atleast 15 minutes, so read it only if you have time, glancing or speed reading may not help.

Read complete article here.

Post by Sheryl Sandberg on Demise of her husband.

Posted on Leave a commentPosted in Uncategorized

Heart warming, incisive, thought provoking and very emotionally touchy post by Sheryl Sandberg – COO – Facebook on untimely demise of her husband.

Sheryl Sandberg

Today is the end of sheloshim for my beloved husband—the first thirty days. Judaism calls for a period of intense mourning known as shiva that lasts seven days after a loved one is buried. After shiva, most normal activities can be resumed, but it is the end of sheloshim that marks the completion of religious mourning for a spouse.

A childhood friend of mine who is now a rabbi recently told me that the most powerful one-line prayer he has ever read is: “Let me not die while I am still alive.” I would have never understood that prayer before losing Dave. Now I do.

I think when tragedy occurs, it presents a choice. You can give in to the void, the emptiness that fills your heart, your lungs, constricts your ability to think or even breathe. Or you can try to find meaning. These past thirty days, I have spent many of my moments lost in that void. And I know that many future moments will be consumed by the vast emptiness as well.

But when I can, I want to choose life and meaning.

And this is why I am writing: to mark the end of sheloshim and to give back some of what others have given to me. While the experience of grief is profoundly personal, the bravery of those who have shared their own experiences has helped pull me through. Some who opened their hearts were my closest friends. Others were total strangers who have shared wisdom and advice publicly. So I am sharing what I have learned in the hope that it helps someone else. In the hope that there can be some meaning from this tragedy.

I have lived thirty years in these thirty days. I am thirty years sadder. I feel like I am thirty years wiser.

I have gained a more profound understanding of what it is to be a mother, both through the depth of the agony I feel when my children scream and cry and from the connection my mother has to my pain. She has tried to fill the empty space in my bed, holding me each night until I cry myself to sleep. She has fought to hold back her own tears to make room for mine. She has explained to me that the anguish I am feeling is both my own and my children’s, and I understood that she was right as I saw the pain in her own eyes.

I have learned that I never really knew what to say to others in need. I think I got this all wrong before; I tried to assure people that it would be okay, thinking that hope was the most comforting thing I could offer. A friend of mine with late-stage cancer told me that the worst thing people could say to him was “It is going to be okay.” That voice in his head would scream, How do you know it is going to be okay? Do you not understand that I might die? I learned this past month what he was trying to teach me. Real empathy is sometimes not insisting that it will be okay but acknowledging that it is not. When people say to me, “You and your children will find happiness again,” my heart tells me, Yes, I believe that, but I know I will never feel pure joy again. Those who have said, “You will find a new normal, but it will never be as good” comfort me more because they know and speak the truth. Even a simple “How are you?”—almost always asked with the best of intentions—is better replaced with “How are you today?” When I am asked “How are you?” I stop myself from shouting, My husband died a month ago, how do you think I am? When I hear “How are you today?” I realize the person knows that the best I can do right now is to get through each day.

I have learned some practical stuff that matters. Although we now know that Dave died immediately, I didn’t know that in the ambulance. The trip to the hospital was unbearably slow. I still hate every car that did not move to the side, every person who cared more about arriving at their destination a few minutes earlier than making room for us to pass. I have noticed this while driving in many countries and cities. Let’s all move out of the way. Someone’s parent or partner or child might depend on it.

I have learned how ephemeral everything can feel—and maybe everything is. That whatever rug you are standing on can be pulled right out from under you with absolutely no warning. In the last thirty days, I have heard from too many women who lost a spouse and then had multiple rugs pulled out from under them. Some lack support networks and struggle alone as they face emotional distress and financial insecurity. It seems so wrong to me that we abandon these women and their families when they are in greatest need.

I have learned to ask for help—and I have learned how much help I need. Until now, I have been the older sister, the COO, the doer and the planner. I did not plan this, and when it happened, I was not capable of doing much of anything. Those closest to me took over. They planned. They arranged. They told me where to sit and reminded me to eat. They are still doing so much to support me and my children.

I have learned that resilience can be learned. Adam M. Grant taught me that three things are critical to resilience and that I can work on all three. Personalization—realizing it is not my fault. He told me to ban the word “sorry.” To tell myself over and over, This is not my fault. Permanence—remembering that I won’t feel like this forever. This will get better. Pervasiveness—this does not have to affect every area of my life; the ability to compartmentalize is healthy.

For me, starting the transition back to work has been a savior, a chance to feel useful and connected. But I quickly discovered that even those connections had changed. Many of my co-workers had a look of fear in their eyes as I approached. I knew why—they wanted to help but weren’t sure how. Should I mention it? Should I not mention it? If I mention it, what the hell do I say? I realized that to restore that closeness with my colleagues that has always been so important to me, I needed to let them in. And that meant being more open and vulnerable than I ever wanted to be. I told those I work with most closely that they could ask me their honest questions and I would answer. I also said it was okay for them to talk about how they felt. One colleague admitted she’d been driving by my house frequently, not sure if she should come in. Another said he was paralyzed when I was around, worried he might say the wrong thing. Speaking openly replaced the fear of doing and saying the wrong thing. One of my favorite cartoons of all time has an elephant in a room answering the phone, saying, “It’s the elephant.” Once I addressed the elephant, we were able to kick him out of the room.

At the same time, there are moments when I can’t let people in. I went to Portfolio Night at school where kids show their parents around the classroom to look at their work hung on the walls. So many of the parents—all of whom have been so kind—tried to make eye contact or say something they thought would be comforting. I looked down the entire time so no one could catch my eye for fear of breaking down. I hope they understood.

I have learned gratitude. Real gratitude for the things I took for granted before—like life. As heartbroken as I am, I look at my children each day and rejoice that they are alive. I appreciate every smile, every hug. I no longer take each day for granted. When a friend told me that he hates birthdays and so he was not celebrating his, I looked at him and said through tears, “Celebrate your birthday, goddammit. You are lucky to have each one.” My next birthday will be depressing as hell, but I am determined to celebrate it in my heart more than I have ever celebrated a birthday before.

I am truly grateful to the many who have offered their sympathy. A colleague told me that his wife, whom I have never met, decided to show her support by going back to school to get her degree—something she had been putting off for years. Yes! When the circumstances allow, I believe as much as ever in leaning in. And so many men—from those I know well to those I will likely never know—are honoring Dave’s life by spending more time with their families.

I can’t even express the gratitude I feel to my family and friends who have done so much and reassured me that they will continue to be there. In the brutal moments when I am overtaken by the void, when the months and years stretch out in front of me endless and empty, only their faces pull me out of the isolation and fear. My appreciation for them knows no bounds.

I was talking to one of these friends about a father-child activity that Dave is not here to do. We came up with a plan to fill in for Dave. I cried to him, “But I want Dave. I want option A.” He put his arm around me and said, “Option A is not available. So let’s just kick the shit out of option B.”

Dave, to honor your memory and raise your children as they deserve to be raised, I promise to do all I can to kick the shit out of option B. And even though sheloshim has ended, I still mourn for option A. I will always mourn for option A. As Bono sang, “There is no end to grief . . . and there is no end to love.” I love you, Dave. — with Dave Goldberg.

June 3